Bluegrass Legal Funding Disclaimer: The term loan(s) when used to describe pre-settlement funding by Bluegrass Legal Funding or any of its agents/representatives is not an accurate legal or financial definition of the transaction. IT IS NOT A LOAN. The transaction is a non-recourse purchase of a portion of the proceeds of a potential future case award or settlement. A loan is a transaction that always requires repayment. Our advances to purchase only require repayment if the plaintiff receives a cash settlement award.